Health Reimbursement Accounts

The evolution of the group high deductible plan has corresponded with the popularity of Health Reimbursement Arrangements. Stirling Benefits customizes solutions by administering a variety of HRAs regardless of your Health Insurance Plan. Groups can change carriers to find the best value, and then help employees cover expenses under the deductible with a versatile HRA. Our plan designs are virtually unlimited and work with any insurance carrier.

Plan designs

  • Up-front deductible plans
  • Percentage reimbursement plans
  • First dollar plans
  • Combinations of any or all of the above


  • Groups of all sizes
  • Use of debit card or paper reimbursements
  • Integration with payroll services
  • Online accounting of expenses, employee totals, summary reports
  • Plan Compliance Specialists available without additional fees
  • ERISA compliant plan documents
  • HIPAA documents included standard
  • Integrated COBRA administration
  • Customized plan communication materials
  • Turn-key implementation and transition to Stirling Services

Customizable programs including discriminatory plans for special situations or executive compensation

Follow this link to a description of our Services
Click below to view samples of our Standard HRA Reports

Please call our HRA Specialists for a proposal

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