Flexible Spending Accounts

Stirling Benefits began administering Flexible Spending Accounts when they were first introduced in 1987. Starting in 2003, we enhanced our service with debit card point-of-purchase technology. In this world of changing regulations, we are a compliance resource for our clients, their agents and consultants.


  • Available to groups of all sizes
  • Customized to service private employers, municipal and Boards of Education
  • Debit card technology simplifies administration
  • Real-time, online technology
  • Single card with multiple “buckets” for medical, transportation, parking and HRA
  • Premium Only Plan (POP) documents
  • Discrimination testing included annually
  • Plan Compliance Specialists available without additional fees
  • Customized plan communication material

Additional Features

  • Discriminatory Accounts available using the same technology
  • Grouped accounts resulting in reduced set up and administration fees
  • Integration with payroll services
  • Integrated COBRA services
  • ERISA and HIPAA documents standard
  • Customized enrollment forms
  • Turn key implementation and mid-year transition
  • Customizable services outside of our standard proposal

Click here to view a description of our Flex services
Click below to view samples of our Standard Flex Reports

Click here to view a Flexible Spending Account General Presentation

Click here to view a sample Employee Brochure

Please call our Flexible Spending Specialists for a proposal.

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Phone: (203) 876-1660
Our customer service hours are:
Monday - Friday
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